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More Freedom. More Clarity. More Control

Why Foundation Health & Wellness Doesn’t Accept Insurance—And Why That Benefits You

If you’ve ever felt rushed, dismissed, or limited by traditional healthcare, you’re not imagining it. The truth is, insurance companies often dictate what kind of care you can receive, how often, and under what circumstances—leaving you with generic treatments that miss the root of the problem.

At Foundation Health & Wellness, your health journey doesn’t start with paperwork or pre-approvals. It starts with you—your goals, your concerns, and your desire to feel confident and in control again. That’s why we’ve chosen a self-pay model: so nothing stands between you and the care you deserve.

What You Gain Without Insurance Getting in the Way

Looking for daily health tips, expert insights, and real stories of transformation? Follow Foundation Health & Wellness on social media for exclusive content, wellness inspiration, and behind-the-scenes looks at how we help our patients thrive.

  • Care That’s Centered on You - You deserve care that’s based on your needs, not an insurance company’s checklist. Without restrictions, you get a plan built entirely around your symptoms, goals, lifestyle, and preferences—no red tape, no one-size-fits-all protocols.
  • Access to Real Wellness Solutions - Services like hormone optimization, thyroid support, and medical weight loss often aren’t covered—or are only approved when your condition becomes extreme. We believe you shouldn’t have to wait until you’re sicker to get support. Here, you can begin treatment based on clinical insight and personal goals, not outdated insurance criteria.
  • Clear, Predictable Pricing - No more surprise bills or confusing statements. You’ll know exactly what each service costs—up front. We’re transparent because you deserve to feel in control of your health and your finances.
  • No Referrals. No Delays - When you're ready for care, you shouldn’t have to wait. Our direct scheduling means no referrals, no prior authorizations, and no unnecessary delays. You decide when it’s time to get started—and we’re ready to help.
  • Greater Privacy and Autonomy - Your health is personal. With no third-party payers involved, your records stay between you and your provider. You retain full control over your treatment decisions and your data.
  • Use Your HSA or FSA - Many of our services are eligible for payment through Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA). We’re happy to provide itemized receipts so you can submit eligible expenses to your plan provider.

Join US AT FOUNDATION HEALTH & WELLNESS — where feeling your best is possible!

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You Want Personalized Care. We've Removed the Barriers.

Choosing to operate outside of insurance is not about making care more difficult—it’s about making it more effective, more responsive, and more human. You’ll spend more time with your provider, receive thoughtful recommendations, and feel empowered every step of the way.

From hormones to weight loss, from skin health to stress resilience—you’ll get a care plan that’s guided by expertise and built around your life, not bound by bureaucracy.

Frequently Asked Questions About Insurance

Do you accept insurance?

No. Foundation Health & Wellness operates as a self-pay medical wellness practice. We do not accept or bill insurance.

Why don’t you take insurance?

Because insurance often limits what treatments we can provide, how frequently, and under what conditions. By stepping outside of that system, we’re able to offer proactive, personalized care without restriction or delay—so you get what you need, when you need it.

What are the benefits of self-pay care?

  • Full access to services like hormone therapy and weight optimization
  • Transparent, up-front pricing—no surprise bills
  • No need for referrals or pre-approvals
  • Greater privacy and autonomy in your care decisions
  • More time with your provider and deeper focus on your goals
  • Can I use HSA or FSA funds?

    Yes! Many of our services may qualify for payment through Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA). We’ll provide documentation to help you submit for reimbursement. Be sure to check with your plan administrator for specific eligibility.

    Exceptional Care Is Within Reach

    You don't have to fight the system to get better care

    At Foundation Health & Wellness, your care isn’t shaped by policy—it’s shaped by purpose.
    You deserve a provider who listens, a plan that fits, and a path that leads to lasting wellness.